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A
Bank Credit Card is a Credit Card that is supplied from
the bank. Credit cards are available from many suppliers
now, from specialist credit card suppliers to banks with
their own credit cards.
Like
with bank loans banks are carefull
with who they will let have a credit card, that is why if
you have a bad credit rating going to a specialist credit
card company you may stand more chance of getting accepted.
For thos who really struggle to get a credit card you may
be able to get one from Capital
One UK
who's Classic card is aimed to help build and strengthen
your credit history!
Credit
cards are a good way to avoid having to get a loan, especially
if you are only after money for the short term. Many cards,
such as the Egg
Credit Card offer interest free on purchases for 6 months,
aswell as interest free balance transfers for a set period
and also cash back!
Credit
card companies also with many cards offer a set period where
it is interest free for balance transfers, this is so if
you transfer the balance from one credit card to another
you won't have to pay this off the the set period of time,
such as 6 months which is widely available!
Banks
such as the Royal Bank of Scotland, Barclays, Lloyds TSB
all offer credit cards, but when searching for a credit
card you may be able to get a better card that suits you
applying online at the numerous credit card specialists.
Some of the best credit card deals are listed below...
Egg
Credit Card 6 months interest free purchases and interest
free balance transfers for usually about 9 months (egg regularly
change the times but usually around these lengths)
Capital
One UK
(if you have bad credit history)
marbles
0% balance transfers
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