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What are Bank Credit Cards

Bank Credit CardsA Bank Credit Card is a Credit Card that is supplied from the bank. Credit cards are available from many suppliers now, from specialist credit card suppliers to banks with their own credit cards.

Like with bank loans banks are carefull with who they will let have a credit card, that is why if you have a bad credit rating going to a specialist credit card company you may stand more chance of getting accepted. For thos who really struggle to get a credit card you may be able to get one from Capital One UK who's Classic card is aimed to help build and strengthen your credit history!

Credit cards are a good way to avoid having to get a loan, especially if you are only after money for the short term. Many cards, such as the Egg Credit Card offer interest free on purchases for 6 months, aswell as interest free balance transfers for a set period and also cash back!

Credit card companies also with many cards offer a set period where it is interest free for balance transfers, this is so if you transfer the balance from one credit card to another you won't have to pay this off the the set period of time, such as 6 months which is widely available!

Banks such as the Royal Bank of Scotland, Barclays, Lloyds TSB all offer credit cards, but when searching for a credit card you may be able to get a better card that suits you applying online at the numerous credit card specialists.
Some of the best credit card deals are listed below...

Egg Credit Card 6 months interest free purchases and interest free balance transfers for usually about 9 months (egg regularly change the times but usually around these lengths)
Capital One UK (if you have bad credit history)
marbles 0% balance transfers

 
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Online banking guide : UK Bank Credit Cards